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VA unclaimed life insurance funds

Death awards, dividend checks and premium refunds from older VA life insurance programs that were mailed out but returned as undeliverable. VA holds the money until it finds the policyholder or beneficiary.

Run by
U.S. Department of Veterans Affairs (VA), Veterans Benefits Administration, Life Insurance program.
Cost
Free (no fee mentioned on the official site)

How to check and claim

  1. Search the VA Unclaimed Funds database by the veteran's last name (first name optional).

  2. If you find a record, contact VA and provide more identifying information to show the money is yours.

Go to the official site.

Open official site

Claiming is free. Your state never charges a fee to search or to claim. Be careful with letters, calls or texts that ask for a fee, a percentage or your bank login to release money. Search the official state site yourself.

Other places to check

MissingMoney.com and NAUPA state unclaimed property searchU.S. savings bonds (TreasuryDirect)IRS refunds from tax returns never filed (3-year rule)IRS undelivered or lost refund checks (Where's My Refund?)NAIC Life Insurance Policy LocatorPBGC unclaimed pension searchRetirement Savings Lost and Found Database (Department of Labor)FDIC unclaimed funds from failed banksNCUA unclaimed deposits from closed credit unionsHUD/FHA mortgage insurance premium refundsSEC and FTC refunds from enforcement casesClass action settlements: how to check that one is real
Sources

Last checked: Oct 2026.