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Retirement Savings Lost and Found Database (Department of Labor)

Helps you find old workplace retirement plans (pensions and 401(k)-type plans) from private-sector employers and unions that are linked to your Social Security number, plus who to contact. It does not cover IRAs, government plans, some religious-employer plans, or Social Security.

Run by
U.S. Department of Labor, Employee Benefits Security Administration (EBSA), created under the SECURE 2.0 Act of 2022.
Cost
Free; DOL says it does not charge a fee to recover funds

How to check and claim

  1. Create or use a Login.gov account and verify your identity (legal name, date of birth, SSN, phone, photos of your driver's license or state ID).

  2. Enter your Social Security number and search.

  3. Contact the plan administrators listed in your results; only they can confirm whether money is still owed.

Go to the official site.

Open official site

Claiming is free. Your state never charges a fee to search or to claim. Be careful with letters, calls or texts that ask for a fee, a percentage or your bank login to release money. Search the official state site yourself.

Other places to check

MissingMoney.com and NAUPA state unclaimed property searchU.S. savings bonds (TreasuryDirect)IRS refunds from tax returns never filed (3-year rule)IRS undelivered or lost refund checks (Where's My Refund?)NAIC Life Insurance Policy LocatorPBGC unclaimed pension searchFDIC unclaimed funds from failed banksNCUA unclaimed deposits from closed credit unionsHUD/FHA mortgage insurance premium refundsVA unclaimed life insurance fundsSEC and FTC refunds from enforcement casesClass action settlements: how to check that one is real
Sources

Last checked: Oct 2026.