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HUD/FHA mortgage insurance premium refunds

Refunds HUD/FHA may owe to people who had an FHA-insured mortgage.

Run by
U.S. Department of Housing and Urban Development (HUD) / Federal Housing Administration (FHA).
Cost
Free (no fee mentioned on the official site)

How to check and claim

  1. Search HUD's refund database by last name or FHA case number (format 051-4567890), with optional city and state.

  2. If your name is found, call 1-800-697-6967 to get your refund.

  3. If your name is not found but you think you are owed money, call the same number to ask.

Go to the official site.

Open official site

Claiming is free. Your state never charges a fee to search or to claim. Be careful with letters, calls or texts that ask for a fee, a percentage or your bank login to release money. Search the official state site yourself.

Other places to check

MissingMoney.com and NAUPA state unclaimed property searchU.S. savings bonds (TreasuryDirect)IRS refunds from tax returns never filed (3-year rule)IRS undelivered or lost refund checks (Where's My Refund?)NAIC Life Insurance Policy LocatorPBGC unclaimed pension searchRetirement Savings Lost and Found Database (Department of Labor)FDIC unclaimed funds from failed banksNCUA unclaimed deposits from closed credit unionsVA unclaimed life insurance fundsSEC and FTC refunds from enforcement casesClass action settlements: how to check that one is real
Sources

Last checked: Oct 2026.