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NCUA unclaimed deposits from closed credit unions

Share (deposit) accounts at federally insured credit unions that the NCUA closed (liquidated) and that members never claimed.

Run by
National Credit Union Administration (NCUA), Asset Management and Assistance Center.
Cost
Free (no fee mentioned on the official site)
Deadline
Claims made within the 18-month insurance period are paid in full up to the insured amount; after that, shares become uninsured and may be paid only in part (pro rata).

How to check and claim

  1. Check the NCUA list of involuntary liquidations to confirm your credit union was closed.

  2. Look for your last name and first initial on the NCUA unclaimed deposits list.

  3. Fill out the Member Verification Form and send it by mail (NCUA Liquidating Agent, 10910 Domain Drive, Suite 200, Austin, TX 78758) or email ([email protected]).

Go to the official site.

Open official site

Claiming is free. Your state never charges a fee to search or to claim. Be careful with letters, calls or texts that ask for a fee, a percentage or your bank login to release money. Search the official state site yourself.

Other places to check

MissingMoney.com and NAUPA state unclaimed property searchU.S. savings bonds (TreasuryDirect)IRS refunds from tax returns never filed (3-year rule)IRS undelivered or lost refund checks (Where's My Refund?)NAIC Life Insurance Policy LocatorPBGC unclaimed pension searchRetirement Savings Lost and Found Database (Department of Labor)FDIC unclaimed funds from failed banksHUD/FHA mortgage insurance premium refundsVA unclaimed life insurance fundsSEC and FTC refunds from enforcement casesClass action settlements: how to check that one is real
Sources

Last checked: Oct 2026.