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MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Run by
The National Association of Unclaimed Property Administrators (NAUPA), the group of state unclaimed property officials, sponsors MissingMoney.com. The money itself is held by each state's unclaimed property program.
Cost
Free to search on official state sites and MissingMoney.com

How to check and claim

  1. Go to unclaimed.org and use MissingMoney.com to search many participating states at once.

  2. Also search the official site of every state you have lived or done business in, because not all states may show up in one search.

  3. If there is a match, follow the link to that state's official government site to file the claim.

Go to the official site.

Open official site

Claiming is free. Your state never charges a fee to search or to claim. Be careful with letters, calls or texts that ask for a fee, a percentage or your bank login to release money. Search the official state site yourself.

Other places to check

U.S. savings bonds (TreasuryDirect)IRS refunds from tax returns never filed (3-year rule)IRS undelivered or lost refund checks (Where's My Refund?)NAIC Life Insurance Policy LocatorPBGC unclaimed pension searchRetirement Savings Lost and Found Database (Department of Labor)FDIC unclaimed funds from failed banksNCUA unclaimed deposits from closed credit unionsHUD/FHA mortgage insurance premium refundsVA unclaimed life insurance fundsSEC and FTC refunds from enforcement casesClass action settlements: how to check that one is real
Sources

Last checked: Oct 2026.