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Utah · Unclaimed property · Updated Oct 2026

Unclaimed money in Utah: how to find and claim it

Utah Office of State Treasurer, Unclaimed Property Division holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.

$43.4 millionA record $43.4 million returned to owners in fiscal 2025
Freeto search and claim
Yeson MissingMoney.com

Search Utah's official list of unclaimed property by name.

Search in Utah

How to claim in Utah

  1. Search your name (and family members, businesses and deceased relatives) at mycash.utah.gov.

  2. File your claim online. The email you get lists the documents your claim needs.

  3. Gather a copy of your photo ID (or have the claim form notarized), proof of your Social Security number, and proof you lived or got mail at the address shown for the property.

  4. Upload your documents through the secure link or mail them to the Unclaimed Property Division. If your form has a notary section, get it notarized, upload it, and also mail the original.

  5. Check your claim status online with your claim ID.

Utah's MyCash Now program automatically mailed checks of up to $2,000 to owners matched with Utah Tax Commission data, with no claim needed, but it was paused as of January 2026 until staffing, fraud safeguards and electronic payments are in place.

Official instructions for claims

Documents you may need

Money owed to a relative who died

Fill out the Affidavit for Collection of Unclaimed Property, answering every question (it asks about a will, a personal representative, and whether the estate is over $100,000), and send your ID, proof of the deceased owner's address, and documents showing your right to claim, such as an obituary or court papers. If there is no valid will or trust, Utah's intestate succession rules decide who gets the money.

Contact the program

Program
Utah Office of State Treasurer, Unclaimed Property Division
Phone
801-715-3300 (toll-free 888-217-1203)
Claims by mail
Treasurer's Office, Unclaimed Property Division, PO Box 140530, Salt Lake City, UT 84114-0530
Processing time
The state says it depends on complexity; heir and business claims take longer, and some claims may take as long as 90 days.

Finder fees in Utah

Any agreement with a finder made within 24 months after the property was turned over to the state is void. After that, a state rule caps the finder's fee at 20% of the amount collected; the agreement must be in writing, signed by you, and show the expected amount before and after the fee, and finders charging a contingent fee must hold a Utah private detective license.

Law: Utah Code §§ 67-4a-1301 and 67-4a-1302; Utah Admin. Code R966-1-37

Watch out: There is no fee to claim, and you can verify any MyCash letter or email by checking its Claim ID on the official claim-status page or calling 801-715-3300.

Good to know

Also check outside Utah

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Utah

How do I find unclaimed money in Utah?

Search the official database run by the Utah Office of State Treasurer, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Utah.

Does it cost anything to claim money in Utah?

No. The state does not charge a fee to claim. Any agreement with a finder made within 24 months after the property was turned over to the state is void. After that, a state rule caps the finder's fee at 20% of the amount collected; the agreement must be in writing, signed by you, and show the expected amount before and after the fee, and finders charging a contingent fee must hold a Utah private detective license.

How do I claim money for a relative who died in Utah?

Fill out the Affidavit for Collection of Unclaimed Property, answering every question (it asks about a will, a personal representative, and whether the estate is over $100,000), and send your ID, proof of the deceased owner's address, and documents showing your right to claim, such as an obituary or court papers. If there is no valid will or trust, Utah's intestate succession rules decide who gets the money.

How long does a claim take in Utah?

The state says it depends on complexity; heir and business claims take longer, and some claims may take as long as 90 days.

Other states