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Illinois · Unclaimed property · Updated Oct 2026

Unclaimed money in Illinois: how to find and claim it

Illinois State Treasurer's Office, Unclaimed Property Division holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.

Over $5 billionheld by the state (2026)
$307.8 million$307.8 million returned to more than 567,000 people, businesses and groups in fiscal 2026
Freeto search and claim
Yeson MissingMoney.com

Search Illinois's official list of unclaimed property by name.

Search in Illinois

How to claim in Illinois

  1. Search ICash by your name. Add a city or ZIP code if you get too many results.

  2. Select your property and file the claim online. Enter your current mailing address, because that is where the check goes.

  3. Read the email you get after filing. The attached claim form lists exactly which documents your claim needs.

  4. Send the signed claim form and documents by upload on ICash, by email to [email protected], or by mail.

  5. Get the claim form notarized if the claim is over $5,000 or is for a safe deposit box or securities.

  6. Track your claim online with your claim ID. Payment is mailed to the address you entered on your claim.

Yes. Through Enhanced Money Match, the Treasurer checks state records and mails a letter and then a check to some owners with no claim needed; it covers simple cases such as cash owed to one person, not stocks, joint owners, escrow or safe deposit boxes.

Official instructions for claims

Documents you may need

Money owed to a relative who died

Heirs usually send a death certificate, a small estate affidavit listing all heirs and their shares, proof of relationship, and proof the deceased owned the property; if probate is open, send court-certified Letters of Office dated within three years. If the total claimed is $250 or less, a simpler Capacity to Claim Affidavit can be used.

Contact the program

Program
Illinois State Treasurer's Office, Unclaimed Property Division
Phone
800-961-8303 (also 217-785-6998)
Claims by mail
Office of the Illinois State Treasurer, Unclaimed Property Division, P.O. Box 19495, Springfield, IL 62794-9495
Processing time
The Treasurer says the first review of claim paperwork may take up to 90 days after it arrives, depending on how many claims come in. Claims that need more documents can take longer.

Finder fees in Illinois

Finders must hold a license from the Illinois Treasurer. A finder agreement cannot charge more than 10% of the amount collected, and there is a waiting period before finder contracts can be used.

Law: 765 ILCS 1026/15-1302 (Revised Uniform Unclaimed Property Act)

Watch out: Money Match letters and checks are real and safe to cash; if you are unsure, call the Unclaimed Property Division at 217-785-6998 or email [email protected].

Good to know

Also check outside Illinois

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Illinois

How do I find unclaimed money in Illinois?

Search the official database run by the Illinois State Treasurer's Office, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Illinois.

Does it cost anything to claim money in Illinois?

No. The state does not charge a fee to claim. Finders must hold a license from the Illinois Treasurer. A finder agreement cannot charge more than 10% of the amount collected, and there is a waiting period before finder contracts can be used.

How do I claim money for a relative who died in Illinois?

Heirs usually send a death certificate, a small estate affidavit listing all heirs and their shares, proof of relationship, and proof the deceased owned the property; if probate is open, send court-certified Letters of Office dated within three years. If the total claimed is $250 or less, a simpler Capacity to Claim Affidavit can be used.

How long does a claim take in Illinois?

The Treasurer says the first review of claim paperwork may take up to 90 days after it arrives, depending on how many claims come in. Claims that need more documents can take longer.

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