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Oklahoma · Unclaimed property · Updated Oct 2026

Unclaimed money in Oklahoma: how to find and claim it

Oklahoma State Treasurer, Unclaimed Property Division holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.

Over $1 billionheld by the state (undated statement on the official claim site (checked October 2026))
Over $118 millionMore than $118 million returned since 2023 (as of February 2026), including a record $3.1 million claim
Freeto search and claim
Yeson MissingMoney.com

Search Oklahoma's official list of unclaimed property by name.

Search in Oklahoma

How to claim in Oklahoma

  1. Search your name at yourmoney.ok.gov. If you get too many results, add a city or ZIP code.

  2. Click CLAIM on each property that is yours, then CONTINUE TO FILE CLAIM.

  3. Enter your current mailing address (the check goes there) and submit to get a claim number.

  4. Read the email you get: the attached claim form lists exactly what documents your claim needs.

  5. Sign the claim form and upload it with your documents through the site's secure upload link.

  6. Check progress any time on the Claim Status page using your claim number.

Official instructions for claims

Documents you may need

Money owed to a relative who died

For property worth more than $10,000, you need certified Letters of Administration or Letters Testamentary, or a probate Decree of Distribution naming you. For $10,000 or less, a copy of the death certificate plus a signed affidavit saying you're entitled, how you're related, that there's been no probate and none is planned, and that you'll repay the state if someone with a better right comes forward.

Contact the program

Program
Oklahoma State Treasurer, Unclaimed Property Division
Phone
(405) 521-4273
Claims by mail
Oklahoma State Treasurer, Unclaimed Property Division, 4841 N. Sewell Ave., Oklahoma City, OK 73118

Finder fees in Oklahoma

Anyone who tells you about unclaimed property or files a claim for you can't charge more than 25% of what is recovered. If the owner has died and didn't agree to the fee in writing, the fee can only be collected from heirs who each agreed to it in writing. We found no waiting period during which finder agreements are void.

Law: Okla. Stat. tit. 60, § 674.1 (as amended by HB 2226, effective Nov. 1, 2021)

Watch out: The Treasurer's office will not call you asking for money or private information; if you get such a call, hang up and call 405-521-4273 yourself.

Good to know

Also check outside Oklahoma

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Oklahoma

How do I find unclaimed money in Oklahoma?

Search the official database run by the Oklahoma State Treasurer, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Oklahoma.

Does it cost anything to claim money in Oklahoma?

No. The state does not charge a fee to claim. Anyone who tells you about unclaimed property or files a claim for you can't charge more than 25% of what is recovered. If the owner has died and didn't agree to the fee in writing, the fee can only be collected from heirs who each agreed to it in writing. We found no waiting period during which finder agreements are void.

How do I claim money for a relative who died in Oklahoma?

For property worth more than $10,000, you need certified Letters of Administration or Letters Testamentary, or a probate Decree of Distribution naming you. For $10,000 or less, a copy of the death certificate plus a signed affidavit saying you're entitled, how you're related, that there's been no probate and none is planned, and that you'll repay the state if someone with a better right comes forward.

Other states